Your finances are your business. But unfortunately it seems like you need an accountant to help you understand and decode the mysteries of balancing a budget or saving money. At some point you might need to get a loan. When that day comes, this article can help you understand which is the right one to [...]

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There is a lot of advice out there on how to live a frugal life. You can go from anything as simple as turning off the lights when you leave a room to grinding your own flour. There are forums out there where people discuss the way they use the rainwater they collect to do [...]

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Clip coupons. This is the single most important rule of personal budgeting. Why? Simply because a few minutes spent clipping coupons could end up saving you multiple dollars in the checkout line.

Buy in bulk. If your favorite products are on sale, buying in bulk may cost you more at present but could end up saving [...]

Continue reading " 10 Tips To Improved Personal Budgeting "

Losing weight. Finding a new job. Spending more time with the family. A new year means setting new goals. Why not make saving money one of them?
If you’re a homeowner, there are many ways you can cut costs and still live comfortably. The following tips will help lead you to financial success.
* First, set a [...]

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The word “frugality” has left a more negative connotation for most people than simply being a saver, a cheapskate or tightwad. There is a thin line difference to saving and too much frugality to the point of being awkward and ridiculous. This is where the negative connotation comes from.
But if you are guided with the [...]

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You’ve analyzed your past expenses, put them into spreadsheets, loaded Quicken with all of your data and come up with a budget. Now what? The tough part! You actually have to stick to your budget and put your plans into action. This is easier said than done. In many cases you will have forgotten about [...]

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The next phase of “Managing Money Tips by Age” series is how to manage money in our 20s.

College is a time of new experiences in a person’s life–new friends, new faces, new responsibilities and new money issues. Often, the college years are the first time that young adults are required to manage their own money.
Here [...]

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Let’s start this “Managing Money Tips by Age” series with teaching kids about money. We always start things at early age. Teaching kids about money doesn’t have to be complicated. You can turn everyday activities into impromptu lessons.
Here’s the summary of the tips to manage money at child age:

Give an Allowance
- Giving kids an allowance [...]

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You say you know where your money goes and you don’t need it all written down to keep up with it? I issue you this challenge. Keep track of every penny you spend for one month and I do mean every penny.
You will be shocked at what the itty-bitty expenses add up to. Take the [...]

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Answer these questions truthfully:

1.) Does your spouse or partner complain that you spend too much money?

2.) Are you surprised each month when your credit card bill arrives at how much more you charged than you thought you had?

3.) Do you have more shoes and clothes in your closet than you could ever [...]

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