Author: Emma Snow
Living beyond financial means and incurring large amounts of consumer debt are increasing among individuals and families. Whether your income is large or small, creating a budget and adhering to it, will allow you to avoid debt and make better choices about needs and wants. When you create a family budget it is [...]

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Author: Terry Gates

One way to climb out of debt, or better yet avoid it altogether, is to learn how to stop wasting money. Americans are the most frivolous spenders on the planet. We also have the highest levels of personal debt. Of course impulse buys that end up in the attic can hurt the budget. [...]

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Interactions with creditors, especially if you don’t have the money to pay them, can be quite stressful and frustrating. The challenge here is to be able to get them on your side in spite of a difficult financial situation.
There are certainly several ways of putting an end to unnecessary harassment and even bargaining for [...]

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As much as possible, if it can be done, you must seize every opportunity where it is possible for you to save on things in household. Here are some tips you can follow.

In your home insurance:

If you think about it, you can actually save up to several hundred dollars if you buy insurance from [...]

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You may want to limit your expenses in setting up a party. The costs of items that you will need for your party could be expensive. You should learn how to limit your expenses and set a reasonable budget for the party that you are going to have.

Allotting a budget for a party doesn’t mean [...]

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Jean Chatzky’s advice to help couples avoid fighting over financial issues

One of the hardest parts of a marriage or any other type of long-term relationship is managing the money: The guilt or worry that comes with spending money that’s no longer “yours,” but “ours”; the questions about why this month’s Visa bill is sky-high; and [...]

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Cash flow is the fuel that keeps a business running smoothly. To make sure your company isn’t running on empty, check your current practices against these techniques used by the top money managers.
1. Create a cash flow budget.
A cash flow budget helps to ensure that you can comfortably pay all your expenses and enables you [...]

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