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	<title>Tips to Manage Money, Save Money, and Manage Debt</title>
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	<description>tips to manage money, managing money tips, ways to manage money, ways to save money, managing debt, debt relief, debt relief tips</description>
	<pubDate>Wed, 27 Jan 2010 19:47:08 +0000</pubDate>
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		<title>Be Cool, Feel Good And Save On Utility Bills</title>
		<link>http://www.managingmoneytips.com/be-cool-feel-good-and-save-on-utility-bills.html/</link>
		<comments>http://www.managingmoneytips.com/be-cool-feel-good-and-save-on-utility-bills.html/#comments</comments>
		<pubDate>Thu, 05 Nov 2009 05:27:49 +0000</pubDate>
		<dc:creator>Mirna Prasaja</dc:creator>
		
		<category><![CDATA[bills]]></category>

		<category><![CDATA[managing money]]></category>

		<category><![CDATA[money saving tips]]></category>

		<category><![CDATA[saving money on appliances]]></category>

		<category><![CDATA[money saving]]></category>

		<guid isPermaLink="false">http://www.managingmoneytips.com/?p=431</guid>
		<description><![CDATA[Besides staying cool when the warm weather rolls in, not getting hot under the collar when the utility bills arrive can be a challenge. The goal is to find an air-conditioning system that looks nice, makes you feel good and operates efficiently.
How To Measure
Cooling Efficiency
Recently enacted federal legislation helps with the efficiency issue. All central [...]]]></description>
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		<title>Balancing A Budget And Saving Money</title>
		<link>http://www.managingmoneytips.com/balancing-a-budget-and-saving-money.html/</link>
		<comments>http://www.managingmoneytips.com/balancing-a-budget-and-saving-money.html/#comments</comments>
		<pubDate>Mon, 05 Oct 2009 05:22:04 +0000</pubDate>
		<dc:creator>Mirna Prasaja</dc:creator>
		
		<category><![CDATA[budgeting]]></category>

		<category><![CDATA[managing money]]></category>

		<category><![CDATA[managing money tips]]></category>

		<category><![CDATA[money saving]]></category>

		<guid isPermaLink="false">http://www.managingmoneytips.com/?p=429</guid>
		<description><![CDATA[Your finances are your business. But unfortunately it seems like you need an accountant to help you understand and decode the mysteries of balancing a budget or saving money. At some point you might need to get a loan. When that day comes, this article can help you understand which is the right one to [...]]]></description>
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		<title>5 Easy Ways To Cut Your Household Expenses</title>
		<link>http://www.managingmoneytips.com/5-easy-ways-to-cut-your-household-expenses.html/</link>
		<comments>http://www.managingmoneytips.com/5-easy-ways-to-cut-your-household-expenses.html/#comments</comments>
		<pubDate>Tue, 19 May 2009 11:20:21 +0000</pubDate>
		<dc:creator>Mirna Prasaja</dc:creator>
		
		<category><![CDATA[budgeting]]></category>

		<category><![CDATA[expenditure budget]]></category>

		<category><![CDATA[managing money]]></category>

		<category><![CDATA[money saving tips]]></category>

		<guid isPermaLink="false">http://www.managingmoneytips.com/?p=407</guid>
		<description><![CDATA[Are you shocked when seeing your household expenditures every month? The expenses seem to increase every month. If you are in this situation, try these 5 recommendations before your extra paid money will accumulate to a significant amount!
1. Recycle those junk letters.
Each month, you will probably received a dozen or more letters from direct mailing [...]]]></description>
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		<title>A problem called ‘Credit Card Debt‘</title>
		<link>http://www.managingmoneytips.com/a-problem-called-%e2%80%98credit-card-debt%e2%80%98.html/</link>
		<comments>http://www.managingmoneytips.com/a-problem-called-%e2%80%98credit-card-debt%e2%80%98.html/#comments</comments>
		<pubDate>Sun, 10 May 2009 11:09:29 +0000</pubDate>
		<dc:creator>Mirna Prasaja</dc:creator>
		
		<category><![CDATA[credit card]]></category>

		<category><![CDATA[credit card debt]]></category>

		<guid isPermaLink="false">http://www.managingmoneytips.com/?p=404</guid>
		<description><![CDATA[Credit cards are no more a luxury, they are almost a necessity. So, you would imagine a lot of people going for credit cards. In fact, a lot of people posses more than one credit cards. So, the credit card industry is growing by leaps and bounds. However, the credit card industry and credit card [...]]]></description>
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		<title>Adapting Frugal Living To Fit Your Lifestyle</title>
		<link>http://www.managingmoneytips.com/adapting-frugal-living-to-fit-your-lifestyle.html/</link>
		<comments>http://www.managingmoneytips.com/adapting-frugal-living-to-fit-your-lifestyle.html/#comments</comments>
		<pubDate>Thu, 30 Apr 2009 17:28:40 +0000</pubDate>
		<dc:creator>Mirna Prasaja</dc:creator>
		
		<category><![CDATA[budgeting]]></category>

		<category><![CDATA[expenditure budget]]></category>

		<category><![CDATA[managing money]]></category>

		<category><![CDATA[managing money tips]]></category>

		<category><![CDATA[smart spending]]></category>

		<category><![CDATA[frugal living]]></category>

		<guid isPermaLink="false">http://www.managingmoneytips.com/?p=392</guid>
		<description><![CDATA[There is a lot of advice out there on how to live a frugal life. You can go from anything as simple as turning off the lights when you leave a room to grinding your own flour. There are forums out there where people discuss the way they use the rainwater they collect to do [...]]]></description>
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		<title>10 Tips To Improved Personal Budgeting</title>
		<link>http://www.managingmoneytips.com/10-tips-to-improved-personal-budgeting.html/</link>
		<comments>http://www.managingmoneytips.com/10-tips-to-improved-personal-budgeting.html/#comments</comments>
		<pubDate>Fri, 24 Apr 2009 17:21:00 +0000</pubDate>
		<dc:creator>Mirna Prasaja</dc:creator>
		
		<category><![CDATA[budgeting]]></category>

		<category><![CDATA[managing money]]></category>

		<category><![CDATA[managing money tips]]></category>

		<guid isPermaLink="false">http://www.managingmoneytips.com/?p=389</guid>
		<description><![CDATA[
Clip coupons. This is the single most important rule of personal budgeting. Why? Simply because a few minutes spent clipping coupons could end up saving you multiple dollars in the checkout line.


Buy in bulk. If your favorite products are on sale, buying in bulk may cost you more at present but could end up saving [...]]]></description>
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		<title>Bad Ways To Save Money</title>
		<link>http://www.managingmoneytips.com/bad-ways-to-save-money.html/</link>
		<comments>http://www.managingmoneytips.com/bad-ways-to-save-money.html/#comments</comments>
		<pubDate>Sun, 19 Apr 2009 17:14:16 +0000</pubDate>
		<dc:creator>Mirna Prasaja</dc:creator>
		
		<category><![CDATA[managing money]]></category>

		<category><![CDATA[money saving]]></category>

		<category><![CDATA[money saving tips]]></category>

		<guid isPermaLink="false">http://www.managingmoneytips.com/?p=387</guid>
		<description><![CDATA[Finding new ways to save money on almost anything you buy is almost like getting a raise. Maybe it&#8217;s even better. When you save twenty dollars on a coat you get to keep the whole twenty dollars. When you make twenty dollars more on your paycheck, you lose five dollars or more of it to [...]]]></description>
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		<title>5 Ways To Save Money On Your Car’s Gasoline</title>
		<link>http://www.managingmoneytips.com/5-ways-to-save-money-on-your-car%e2%80%99s-gasoline.html/</link>
		<comments>http://www.managingmoneytips.com/5-ways-to-save-money-on-your-car%e2%80%99s-gasoline.html/#comments</comments>
		<pubDate>Sat, 11 Apr 2009 05:05:54 +0000</pubDate>
		<dc:creator>Mirna Prasaja</dc:creator>
		
		<category><![CDATA[managing money]]></category>

		<category><![CDATA[money saving]]></category>

		<category><![CDATA[money saving tips]]></category>

		<category><![CDATA[saving money on gas]]></category>

		<guid isPermaLink="false">http://www.managingmoneytips.com/?p=379</guid>
		<description><![CDATA[With gasoline prices steadily on the rise, many commuters are finding it more and more difficult to justify spending their hard earned money on the high cost of fuel rather than other necessities, including food and electricity.  With that in mind, there are five simple steps that you can take to help stretch your dollar [...]]]></description>
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		<title>4 Money-Saving Tips For Every Homeowner</title>
		<link>http://www.managingmoneytips.com/4-money-saving-tips-for-every-homeowner.html/</link>
		<comments>http://www.managingmoneytips.com/4-money-saving-tips-for-every-homeowner.html/#comments</comments>
		<pubDate>Wed, 01 Apr 2009 04:50:05 +0000</pubDate>
		<dc:creator>Mirna Prasaja</dc:creator>
		
		<category><![CDATA[bills]]></category>

		<category><![CDATA[budgeting]]></category>

		<category><![CDATA[managing money]]></category>

		<category><![CDATA[money saving]]></category>

		<category><![CDATA[money saving tips]]></category>

		<category><![CDATA[ways to save money]]></category>

		<guid isPermaLink="false">http://www.managingmoneytips.com/?p=377</guid>
		<description><![CDATA[Losing weight. Finding a new job. Spending more time with the family. A new year means setting new goals. Why not make saving money one of them?
If you&#8217;re a homeowner, there are many ways you can cut costs and still live comfortably. The following tips will help lead you to financial success.
* First, set a [...]]]></description>
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		<title>A Frugal Lifestyle</title>
		<link>http://www.managingmoneytips.com/a-frugal-lifestyle.html/</link>
		<comments>http://www.managingmoneytips.com/a-frugal-lifestyle.html/#comments</comments>
		<pubDate>Tue, 10 Mar 2009 18:13:07 +0000</pubDate>
		<dc:creator>Mirna Prasaja</dc:creator>
		
		<category><![CDATA[budgeting]]></category>

		<category><![CDATA[managing money]]></category>

		<category><![CDATA[managing money tips]]></category>

		<guid isPermaLink="false">http://www.managingmoneytips.com/?p=365</guid>
		<description><![CDATA[The word “frugality” has left a more negative connotation for most people than simply being a saver, a cheapskate or tightwad. There is a thin line difference to saving and too much frugality to the point of being awkward and ridiculous. This is where the negative connotation comes from.
But if you are guided with the [...]]]></description>
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