Are you shocked when seeing your household expenditures every month? The expenses seem to increase every month. If you are in this situation, try these 5 recommendations before your extra paid money will accumulate to a significant amount!
1. Recycle those junk letters.
Each month, you will probably received a dozen or more letters from direct mailing [...]

Continue reading " 5 Easy Ways To Cut Your Household Expenses "

There is a lot of advice out there on how to live a frugal life. You can go from anything as simple as turning off the lights when you leave a room to grinding your own flour. There are forums out there where people discuss the way they use the rainwater they collect to do [...]

Continue reading " Adapting Frugal Living To Fit Your Lifestyle "

With energy costs higher than they have ever been in recent history, it pays to find ways to reduce your home heating costs. I put together some tips that are easy, cost effective and will all add up to reduce your home heating bills by a significant amount! You don’t need to be Bob Villa [...]

Continue reading " 10 Easy Tips To Save Money On Your Home Heating Bills "

Answer these questions truthfully:

1.) Does your spouse or partner complain that you spend too much money?

2.) Are you surprised each month when your credit card bill arrives at how much more you charged than you thought you had?

3.) Do you have more shoes and clothes in your closet than you could ever [...]

Continue reading " Avoiding Impulse Spending "

This the season after Christmas when all through the house, not a creature was stirring but you. Actually, you are cringing after receiving and reading your credit card bill and discovered that the total amount due has drastically increased by more than a hundred percent.
According to a survey by Spending Pulse, Americans spent [...]

Continue reading " How To Cope With Debt Incurred During The Holidays "

Author: Emma Snow
Living beyond financial means and incurring large amounts of consumer debt are increasing among individuals and families. Whether your income is large or small, creating a budget and adhering to it, will allow you to avoid debt and make better choices about needs and wants. When you create a family budget it is [...]

Continue reading " Successfully Living on a Budget "

Author: Terry Gates

One way to climb out of debt, or better yet avoid it altogether, is to learn how to stop wasting money. Americans are the most frivolous spenders on the planet. We also have the highest levels of personal debt. Of course impulse buys that end up in the attic can hurt the budget. [...]

Continue reading " Cut Your Expenses To Climb Out Of Debt "

As much as possible, if it can be done, you must seize every opportunity where it is possible for you to save on things in household. Here are some tips you can follow.

In your home insurance:

If you think about it, you can actually save up to several hundred dollars if you buy insurance from [...]

Continue reading " How to Save On Things in Household "

You may want to limit your expenses in setting up a party. The costs of items that you will need for your party could be expensive. You should learn how to limit your expenses and set a reasonable budget for the party that you are going to have.

Allotting a budget for a party doesn’t mean [...]

Continue reading " Party and Money Saving Tips "

Is the high cost of food getting you down? Do you think trimming your food budget means an expanding waistline? My weight loss clinic is filled with patients who want to eat healthy, but believe it’s just too expensive. Do you feel the same way?
Food prices continue to rise - everything from produce to pantry [...]

Continue reading " 10 Tips For Slimming Down On A Budget "