Author: Emma Snow
Living beyond financial means and incurring large amounts of consumer debt are increasing among individuals and families. Whether your income is large or small, creating a budget and adhering to it, will allow you to avoid debt and make better choices about needs and wants. When you create a family budget it is [...]

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Author: Terry Gates

One way to climb out of debt, or better yet avoid it altogether, is to learn how to stop wasting money. Americans are the most frivolous spenders on the planet. We also have the highest levels of personal debt. Of course impulse buys that end up in the attic can hurt the budget. [...]

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Interactions with creditors, especially if you don’t have the money to pay them, can be quite stressful and frustrating. The challenge here is to be able to get them on your side in spite of a difficult financial situation.
There are certainly several ways of putting an end to unnecessary harassment and even bargaining for [...]

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It is true that after all saving and cutting down all the expenses from other things like clothes, appliances and groceries, you and your family deserves a well planned vacation at least once a year.
However, it is still imperative to save as much as you can while having your vacation. Especially, while you are [...]

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As much as possible, if it can be done, you must seize every opportunity where it is possible for you to save on things in household. Here are some tips you can follow.

In your home insurance:

If you think about it, you can actually save up to several hundred dollars if you buy insurance from [...]

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You may want to limit your expenses in setting up a party. The costs of items that you will need for your party could be expensive. You should learn how to limit your expenses and set a reasonable budget for the party that you are going to have.

Allotting a budget for a party doesn’t mean [...]

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Is the high cost of food getting you down? Do you think trimming your food budget means an expanding waistline? My weight loss clinic is filled with patients who want to eat healthy, but believe it’s just too expensive. Do you feel the same way?
Food prices continue to rise - everything from produce to pantry [...]

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