This the season after Christmas when all through the house, not a creature was stirring but you. Actually, you are cringing after receiving and reading your credit card bill and discovered that the total amount due has drastically increased by more than a hundred percent.
According to a survey by Spending Pulse, Americans spent [...]

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With the modernization of current society comes the surge in expenses. This is mainly because there seems to be endless things to shell out finances for in spite of the ever increasing prices. Spending goes on and on and before you realize, you are trapped in a deep financial rut.

No one would want to [...]

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Investing a certain amount in any business is key in making money. This is used for start up costs like buying new equipment, paying the salaries of the workers and producing the goods. When owners want to expand but don’t have enough funds, many resort to getting credit from the bank that will be paid [...]

Continue reading " How to Manage Your Company’s Debt "

Business debts are different from personal debts. For one, business debts are sure to be much higher in amount and in interest. And the good new is that there are companies which offer debt consolidation services exclusively for business entities and purposes alone.

But how does it really work? Does business debt consolidation work like personal [...]

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Cash flow is the fuel that keeps a business running smoothly. To make sure your company isn’t running on empty, check your current practices against these techniques used by the top money managers.
1. Create a cash flow budget.
A cash flow budget helps to ensure that you can comfortably pay all your expenses and enables you [...]

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So, you have debt problems and you would like to put an end to it. You are now ready to pick up the phone and call your chosen debt management service provider. But before you do that, please read on because you needed to be guided accordingly as to which debt management service provider to [...]

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Too many temptations in this world lead to being piled with insurmountable debts. Advertisements tell us that with credit cards, nothing’s impossible. Salespeople and credit businessmen tell us that it won’t hurt to have a debt here and some debts there. Little do we know that debt could actually lead to death! It’s POSSIBLE to [...]

Continue reading " Lifestyle Changes You Need for a Debt-Free Life "

Building good credit history is extremely important to one’s life. There are many things that you can be deprived of if you don’t have a good credit history.
The magnitude of building credit goes far beyond clothes and groceries. It is more than just those petty cash advances or cash back rewards. Building credit would appropriately [...]

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The only time people go to the doctor is when there’s a problem. Working out regularly, taking vitamins and visiting the physician regularly are the best ways to prevent sicknesses. These steps prove that the proper precautions can help patients from ending up in a hospital bed.
Prevention in another form can also be applied to [...]

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Your net worth is your assets minus your liabilities. Liabilities are debts. The more debts you owe, the lower your net worth will be. Plus whenever you have debts, you also pay for the interest, that’s why you lose more.
For practical reasons, it’s understandable why people sign up for loans. Take for example, buying a [...]

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